Marriage with the Beast Senior - Chapter 14

—————
This chapter was translated by Lunox Team. To support us and help keep this series going, visit our website: LunoxScans.com
—————

Chapter 14

Or maybe since the purpose of people calling places like this is obvious, they’re trying to reduce unnecessary consultation time?

Ding-.

A text message arrived.

The man she’d just spoken with had sent her an address.

Yoomin reconsidered whether to go or not.

What if something strange happened to her when she went there?

What if they lured people who desperately needed quick cash, and when they arrived at the given location, sold them into human trafficking?

After much deliberation, Yoomin called the Principal.

In her current situation, the Principal was the only person who could be considered somewhat favorable toward her.

After a few seconds of ringing, the Principal’s voice came through.

-Oh, Teacher Yoomin~

“Principal. Are you busy by any chance?”

-No. I’m on my way to the academy~ What’s going on?

“You’re going to work now? Today’s your evening shift.”

-Ah. A student consultation request came in. The parent said this is the only time they’re available?

“Ah, I see.”

-Why?

“It’s nothing serious, but Principal, if I don’t contact you by my work time later, could you please send the police to the address I’ll text you?”

-Huh?!

The Principal was so shocked by Yoomin’s words that she let out a high-pitched exclamation.

-What are you talking about? Teacher Yoomin, where are you planning to go?!

Yoomin realized from the Principal’s reaction that her thinking had been short-sighted.

How could she stay calm after hearing this?

But she couldn’t just go into the world of private lending she’d never experienced before without any safety measures.

-Teacher Yoomiiiin!

“…”

-My heart’s about to drop! I’m driving right now!

“Ah… I’m sorry, Principal. It’s not like that…”

-Why! What is it!

“First, please don’t take it too seriously, Principal. I want to move Dad to a better hospital, but to transfer him I need to pay the overdue hospital bills, use a private ambulance for transport, and pay the first month’s hospitalization fee upfront at the new place. All together it comes to about fifty million won.”

-So… you’re going to borrow fifty million from private lenders? Even for private lenders, they wouldn’t easily lend such a large amount… would they?

“First and second-tier financial institutions are almost impossible, but this place seemed okay even without collateral. The reviews were good too!”

-Oh dear, I don’t have cash either so I can’t just give it to you, and it makes me feel so uncomfortable…

“If you think like that, it makes me even more upset. I’m just telling you this with a 0.00001 percent probability before I go.”

-Well, actually, when I was single I used private lenders too. As long as you pay back the money, nothing bad really happens. But at least I had my current husband who could pay it back for me…

“I have money coming in soon too, Principal. That’s why I’m taking it. Otherwise, I wouldn’t have even dared to consider it.”

-Really? Alright, I understand. But I’m still worried, so make sure to contact me.

“Yes~”

After hanging up, Yoomin felt somewhat more at ease.

She had secured a minimum safety measure, and since the Principal didn’t try to stop her too forcefully, she no longer hesitated.

Adults always said never to touch private lending, but in this situation, it was better than being harmed by Yoomin’s family or CEO Kim Byeongtae.

* * *

Following the map app, Yoomin stopped in front of a building.

It was a newer 5-story building than she’d expected.

The building housed a budae-jjigae restaurant, a hair salon, a cafe, and a real estate office.

And on the 5th floor, there was a small sign that read “Gwang Capital.”

Being alongside regular shops made her feel somewhat better.

If the building had been shabby and deserted from the start, she would have been reluctant to even enter.

She took a deep breath and went inside.

Taking the elevator to the 5th floor, a quiet, empty corridor stretched out before her.

At the end was the Gwang Capital office.

“Ahem.”

Yoomin cleared her throat that was trying to sink and moved forward.

As she opened the door and entered, the doorbell chimed and everyone inside looked at Yoomin in unison.

Curly Hair, who was lying on the central sofa looking at his phone.

Bald Man in Suit, sitting at a computer desk by the window.

Two Big Guys eating jjajangmyeon in front of the TV.

Yoomin screamed internally but smiled as much as possible on the outside.

“Ah. I… called earlier.”

Then Curly Hair, who had been lying on the sofa, slowly sat up.

Scratching the back of his head, he looked Yoomin up and down and asked.

“Miss Hong Yoomin?”

“Yes, Hong Yoomin… that’s me.”

When she said her name, they looked at Yoomin curiously, as if watching a circus performer.

“Want some coffee or juice?”

Bald Man in Suit approached casually and asked.

“Ah, then just cold water…”

“Cold water, okay.”

After he left, Curly Hair gestured with his hand.

“Come sit in front here.”

Yoomin hesitantly went and sat in front of him.

He kept looking at Yoomin while picking at his ears, then asked.

“You need money?”

“Yes.”

“How much?”

“About fifty million won.”

At the amount, Curly Hair’s eyes widened, then he burst into laughter.

“Geez. Who’s gonna lend that much money without any collateral? Huh?”

“…”

“Can you pay it back if you borrow it? Our monthly interest is 9%.”

Yoomin quickly calculated in her head.

When she searched online, she saw that many predatory companies usually charged around 20%.

If she borrowed 50 million won at 20%, she’d have to pay 10 million won monthly, which she thought was practically impossible.

So she had hoped for a company that only charged around 10%.

Actually, even 10% would be difficult since she’d have to pay 5 million won monthly, but if she worked part-time jobs 7 days a week with 3 shifts, she could somehow manage to pay the interest.

Right. Don’t get weak-hearted, Hong Yoomin.

Getting Dad out first is the priority.

If she stayed at Yoomin’s family home, she’d obviously face worse situations, so it was better to just become a slave to money.

“Yes, I understand.”

“You understand? Good. Ox! Bring the contract!”

One of the big guys eating jjajangmyeon quickly moved.

“By the way.”

Yoomin, who had been glancing at Ox, looked back at Curly Hair.

“What do you need the money for?”

“My dad’s hospital bills.”

Curly Hair’s eyebrows rose crookedly.

Soon he made a strange expression and shook his head.

“Sorry, but we’ll have to call this off. We don’t lend money for hospital bills.”

Yoomin’s face filled with confusion.

“What?! What do you mean! You put up flyers all over the hospital! Didn’t you post them there telling people who need surgery fees and hospitalization costs to contact you?”

“Well. That’s how it started. But when you lend money for hospital bills, about 99% or more can’t be recovered. You know?”

“….”

“They have to save their family so they borrow first, but hospital bills keep growing, they can’t work because they’re caregiving. They can’t pay back the money. Then we can’t treat them like gentlemen either. Right?”

“….”

“You look too young, so I’m saying this out of consideration.”

Yoomin bit the soft flesh inside her mouth and pondered.

What to do about this situation.

If I can’t borrow money, I won’t even be able to dream of escaping.

But how would I go around looking for other moneylending companies, and how would I find another lending business that looks at least as normal as this one.

Yoomin dejectedly fidgeted with her fingers and came up with one scheme.

“Actually… it’s not for hospital bills.”

Nothing to lose by trying.

“What? Then.”

“I said hospital bills because I thought you’d lend me money that way.”

“So what do you need the money for.”

“Wedding funds.”

A moment of silence fell.

Soon all the men inside burst into laughter.

“In all my life, this is the first time I’ve seen someone come to borrow wedding funds from a moneylender.”

“Shouldn’t we lend to someone like that, boss?”

Curly Hair asked while laughing so hard he held his stomach.

“Don’t you have parents? Who uses moneylenders with 10% monthly interest for wedding funds? Huh?”

“I’m going to marry a rich man.”

Silence fell once again.

“The CEO of Woomuhn Partners.”

They picked up their smartphones and searched the internet.

Soon they exchanged glances as if amazed.

“Anyway, if I marry for love in my situation, I won’t be able to improve my status. I absolutely have to marry the Woomuhn CEO. To do that, I need to win over the CEO’s mother’s favor by giving her at least a five thousand dollar necklace.”

“….”

“….”

“….”

Everyone looked at Yoomin with unreadable expressions.

“If the marriage succeeds, I can pay back the money right away. Wouldn’t you rather lend more? Looking at my future husband’s capabilities?”

“Th-that’s true. Hmm. Then write down your personal information here first. We’ll give you approval by tomorrow.”

Yoomin roughly scribbled down her personal information.

* * *

Jaejun was about to go to the academy with Seol Haneul to register for Yoomin’s classes when his phone rang.

It was the moneylender’s contact he had saved in advance.

The very moneylending business that Hong Yoomin had been intently studying at the hospital smoking booth.

-Ah, yes Owner? The girl you mentioned earlier came and left… She requested five thousand?

“What does she need the money for.”

-She said she’d use it for wedding funds?

—————
This chapter was translated by Lunox Team. To support us and help keep this series going, visit our website: LunoxScans.com
—————